A: If the veteran/spouse has under $80,000 in disposable assets, then the cost-of-care would be approximately 80% of the veteran/spouse gross income.
Deductions to determine cost of care for a single applicant includes health insurance premiums including Medicare, Med D, and supplemental.
Deductions to determine cost of care for a married applicant include health insurance premiums including Medicare, Med D and supplemental for the applicant only. Other deductions for the spouse include home owners/rental insurance, property taxes, and mortgage/rent expenses.
Our Veterans Home staff will apply for Medicaid for every applicant upon admission. If the applicant is approved for Medicaid and the Medicaid based fee favors the applicant, they will be placed on Medicaid.
If a veteran/spouse has over $80,000 in disposable assets, the veteran/spouse would be charged the full cost-of-care at that individual Veterans Home.
The average full cost-of-care for Skilled Nursing at DMVA’s six Veterans Homes is $9,094 per month for a veteran and $12,354 per month for a non-veteran. The average full cost-of-care for Personal Care at the three Veterans Homes that offer that level of care is $5,081 per month for a veteran and $6,488 per month for a non-veteran.
It is important to note that less than 2% of DMVA Veterans Home residents pay full cost-of-care.